Is Ron Mueller the Next Matthew Lesko?

His name may sound kind of familiar, but His wardrobe gives him away every time - his trademark "question mark suit;" you know the one covered with neon question marks, his mismatched bright socks, wild bow ties and a seemingly inexhaustible collection of eyeglasses in every color of the rainbow.

Matthew Lesko Is the best-selling author and infomercial host, who has published over 70 books showing everyday people how to get free services and products from the federal government. He has had two New York Times best-sellers and two national best sellers, Getting Yours and Information USA.

Twenty years ago, Matthew Lesko was working out of his bedroom with one phone line helping Fortune 500 companies get information on commodities. One day he had an idea: why not publish the names and numbers of federal programs that offer free and low cost services and money programs for taxpayers.

Ron Mueller is doing for the home-based entrepreneur, with the 5th edition of his #1 New York Times best selling book, "Home Business Tax Savings Made Easy!," (formerly titled, "It's How Much You KEEP that counts, not how much you make!") what Matthew Lesko has done for the public with his grant information; which is to take the laws written by congress and the IRS and place them in one easy to find, easy to read reference guide.

Ron Mueller uses everyday language to convey his simple message, as a w-2 employee, without a home-based business, you are overpaying your taxes week after week, month after month, year after year. Every American should willingly pay our taxes we just don't need to over pay them.

So are all those tax breaks, so frequently touted by & to would-be entrepreneurs, for real or what? Unequivocally YES! They are most assuredly for real, they're NOT "loopholes," "tax dodges," or "tax avoidance schemes." They're honest, ethical, legal tax breaks, which are Authorized by Congress, Published in the IRS Code, and Approved by the Federal Tax Court.

One of the common misconceptions many home-based entrepreneurs share however is that their accountant or tax-preparer has received specialized training in home business tax laws.

According to Dr. Mueller, that be couldn't further from the truth, "An understanding of home-based business tax law is not taught in most accounting schools, and isn't even tested on the CPA exam! So, simply finding a person with CPA after their name is no indication whether they do, or don't, know ANYTHING about home-based business tax law. In most cases they will only know if self-taught."

"If I need surgery I would seek out a specialist. I now know that I need to do the same thing for tax preparation. The right surgeon can save my life. The right tax advisor can save my financial life."

How important is this guide to the average American? Quite simply stated by best-selling author and entrepreneur, Robert Allen, in the introduction to, "Home Business Tax Savings Made Easy," "everyone with a home-based business needs this book. Anyone without a home-based business needs it even more."

Dr. Mueller spent 12 months researching every tax code, congressional law or federal court ruling that pertains to home-based businesses and then another 6 months translating all of that into plain English.

Why?

Because everyone thinks they pay too much in taxes, but most people are unwilling to do anything about. This book removes the, "I didn't know" excuse from our vocab.

If you're a Network Marketing Professional who's not using the information contained in the pages of "Home Business Tax Savings Made Easy," to explain to your potential business partners the exact nature of their tax advantages - you're working way too hard.

Let's get real - What's the #1 reason most people are looking to join your business in the first place? Correct, they need more money - usually right away! Not now - RIGHT Now.

Imagine being able to flip to page 169 & showing your prospective partner how they can change the number of allowances on their w-4 and increase their take home pay as soon as their next pay period. If you believe that this would be invaluable to your business then you need to own this book.

But, don't make the mistake of thinking this book is solely for Network Marketers. If you own & operate, or are looking to own & operate any type of business, full or part-time, from your home, this book belongs in your reference library as well!

Derrick Carpenter, Home Biz Tax Coach

A home-based business offers the best tax savings strategy available to the average American. http://homebiztaxbreaks.biz/
The More you Know the Less you Pay.

Follow my "tweets" on twitter: http://twitter.com/homebiztaxcoach

View the original article here

Economy Doesn't Lie

The title of this article is not of my own, but the translation of a book title, invented and written by Guy Sorman.

A great title.

Perhaps for the title, it is one of those books I would like to read, the many on the to-do list...

Guy Sorman writes about economic progress and stresses the importance of good decisions making in the field of economic politics. Or economic policies.

...Sorman explains why there is "only one correct economy: the one that works". (1) the one that Works has moved us recently into a crisis but others haven't worked either:

Socialist economy sunk because "with Socialism, the State pretends it pays the workers, and the workers pretend they work".

He analyses which economies work and which not or only "at times," And does that by reviewing the economy of different countries.

There are various types of economic policies and one of them is intervention: "there is something worse than avoiding reality; public intervention at a wrong time can sink an economy into depression". The reason for the mistakes is well known: "during times of crisis, magical thinking seems to arise again and erases the rationality which had been reached; demagogy and panic can remove the knowledge taught by economic science."

This is only the information on the flap of the book.

Yet I would like to read this book, although I wonder whether the main statement of the book - economies that work - matches current insights of this post-crisis. I would like to know how financial markets - which are always right - fit into this picture. And if economies don't lie, who does?

(1) -[http://documentos.fundacionfaes.info/en/documentos/ultimos/show/00812]

H.J.B.

View the original article here

Economic Development in the Philippines

At present, former President Gloria Macapagal Arroyo is leaving her position, this time, it will be another chapter. Today it is President Benigno "Noynoy" Aquino who is the 15th President of the Republic of the Philippines that takes over the economic development of this nation... Although there are many issues to be tackle when we are dealing with economic development.

This development is based on the aspects where they belong to our country.

The economic aspect there is based on the purchasing power of people while social aspects is based on life expectancy at birth and adult literacy which is known as educational attainment.

The question still exist in the nation's community development.The way we see it, why do most Filipinos choose to leave their homeland and live and work elsewhere?

Based on my findings and observations including opinions here is what I discover.

First, I found out that when they apply jobs after their graduation, it was resulted to lack of good-paying jobs because there are more job opportunities abroad and the standard of living is better in most countries than in the Philippines. Most of all, the salary is much higher in other countries which is true in terms of actual job.

Second, the fulfillment of the dreams because most Filipino people choose to leave their homeland and live and work elsewhere because they want to fulfill a childhood dream.

Third, there is a feeling of desperation because the Philippines compare to well-developed countries is backward in many ways and seems hopeless in getting away from a culture of corruption that most Filipinos want to leave the land of their birth to work and live in other countries where they could find peace and prosperity.

Before I end this article, the recommendation for this issue is the Filipinos will develop as long as there is no corruption in the society because it affects the future of Filipino people.

Corruption must be eliminate at all cost and we don't need to borrow money from other countries in order to avoid foreign debts to other countries.

I hope the present Aquino administration in year 2010 will fulfill his dreams to the Filipino people in order to improve the economic development.

View the original article here

"Conspiracy of the Rich" By Robert Kiyosaki - A Review

Robert Kiyosaki launched his recent book as a viral event by having chapter by chapter released online and collecting comments from readers. The end result is a physical book "Conspiracy of the Rich: The 8 New Rules of Money".

Judging by the stream of traffic flowing to his ConspiracyOfTheRich.com website and comments from readers, it has not put the world alight, but worked fairly well.

Robert Kiyosaki is best known as author of the best-selling book "Rich Dad, Poor Dad" and ever since that book came out in 1997, he and his colleagues, has just held publications to come.

The controversy over the years has focused on Kiyosaki's view that your house is not an asset (instead it is an obligation, because it takes money rather than makes money) and that mutual funds are unsafe and losing investments.

You can say that by the time he writes this book in 2009 his views have, at least in part, been shown to be accurate.

Kiyosaki was controversial in 2002 when he came out with Rich Dads Prophecy predicting a crash. His assertion that the demographics of the Baby Boomer generation and the laws of their retirement investments would lead to a heavy crash in the stock market when they stopped working and began living off their investments. He predicted this to be sometime from 2010 onwards, and it seems to be panning out.

However Conspiracy of Rich is his strongest statement literary statement yet.

Kiyosaki is at both vivid and scathing; from the Introduction "The Root of All Evil", to the later section on "Hijacking of the Education System", where he compares the US to wartime Vietnam or the shanty towns of Cape Town in South Africa.

His message continues, "Today, those who have a strong financial education have an unfair advantage over those who do not."

As always, Kiyosaki is speaking in general terms, using stories and metaphors (such as the tale of the big bad wolf and the three little pigs). He also references much from his previous books. In fact, every one of his eight new rules can be found in his earlier books.

But this book also has more hard and relevant facts, and more solid warnings than ever before.

For example, in Chapter 10 he explains exactly why the recent chaos has been followed by seeming stability. The graph shows that he is instead of green shoots, are we merely in the eye of the hurricane, and Lehman Brothers etc or worse is set to occur again, he predicts, within the next two years.

Chapter 12 shows that the U.S. stock market low on the Dow of 6547 in 2009 is no bottom, and that there is still much lower to drop.

A consistent criticism of Kiyosaki is that he is very repetitive. This book keeps the same style as the previous ones. Kiyosaki response is that repetition is a part of learning, and I'd agree.

A few months ago I went back and reread Cashflow Quadrant, and was surprised at how much I felt that I was not even to pick out all those years ago when I first read it.

Personally, I ended up after much of Kiyosakis path to riches. I'd prefer say its because I've followed his advice but in reality its more because my experiences have agreed again and again with his messages.

If you just want the guts of the "Conspiracy of the Rich" you can read the final Chapter 12 "If I Ran The School System", but there are enough interesting stories in this book to make it worth reading all the way through.

If you are familiar with Kiyosaki's most important books, and you understand fractional reserve banking, Fiat currency and the notion that the Federal Reserve is not federal or U.S., it has no reserves, and it is not a bank, then you can get the few extra nuggets pretty quickly.

If you are new to Robert Kiyosaki, or have not encountered Austrian economics (a term never used in the book) then it is both a treat, and a mental work out. More than any other of his books this one covers a lot of territory for the newcomer. This is also one of his most fundamental books about money and general financial skills, and deserves to be read broadly.

Author Martin Russell discusses marketing and online strategies at http://www.carefulcash.com/

View the original article here

Money Changes Everything - Twenty-Two Writers Tackle the Last Taboo

Money Changes Everything
Twenty-Two Writers Tackle the Last Taboo with Tales of Sudden Windfalls, Staggering Debts, and Other Surprising Turns of Fortune
Edited by Jenny Offill and Elissa Schappell

We live in a tell-all culture. Sex, troubles with our kids, complaints about our spouses, and even our indiscretions are acceptable dinner table conversation-or at least ok while sharing a latte. Our money side in contrast is kept hidden from view.

Money is loved, feared, and worshiped. Some see it as dirty, not in keeping with a spiritual life, unnecessary. It can make a god-fearing person swear and ordinarily loving couples spit fire. Money can change everything.

The editors of this book put it this way, "To shine a light on how much we make, how much we spend, how much we owe, and how much we've got secretly socked away is to give others a potent glimpse into the values we live by. Because of this, admitting to money troubles can often feel like admitting to a weakness of character."

The money troubles coin has two sides. "Shrinks have coined the phrase "affluenza" to describe the angst and aimlessness that arise from being so wealthy you don't have to work for a living. Yet despite their insistence that affluenza can be a genuine hardship, therapists are finding it a hard sell to make others feel sorry for their clients. Most people can sympathize with the pain and struggle of the less fortunate, but the anxieties that attend being "too rich" are much harder to imagine" write the editors.

So silence and hiding are the order of the day whether the wolf is at the door or the view from the penthouse leaves you wanting.

Jenny Offill and Elissa Schappell, brought together twenty-two great writers who agreed to write about how their lives have been shaped, complicated and/or enhanced by this often hidden aspect of our lives.

The writing is sometimes comic, as in Chris Offut's story Porn Bought My Football. It can also be achingly sad and as in Marian Fontana's, A Dollar A Tear, about the money she received after her husband was killed in NYC on 9/11.

The writing is always brilliant.

Fred Leebron and Kathryn Rhett are married and each recalls their version of the money game as they describe their early lives together. Did they really experience the same things? His is titled For Richer, hers, For Poorer. It represents the wedding vow but also the way money can divide otherwise loving couples.

Walter Kirn in Treasure Me tells of failed marriages because they were based on his using his money to perhaps buy affection and love. He "tallies up just how much it costs to have sex" and does it in a very funny way.

Daniel Handler, author of the Lemony Snicket series and no slouch in the money earning category wrote a few pages titled "Winning." His idea for this essay was to buy a $1200 bottle of wine. He begins by asking, "Do you want to know what a $1200 bottle of wine tastes like? Of course you do."

His agent warns him that he shouldn't write this essay. "$1200 on a bottle of wine?" she asks. "It's immoral. People are going to attack you. People are going to call you an immoral person" she warned.

"That's what I'm interested in," said Daniel. "I keep telling people about this bottle of wine. First everybody wants some, then everybody thinks it's immoral. This is the thing with money."

And so it is and the remaining eighteen writers pose equally thought provoking ideas through their behind the scenes, behind their money accounts. Have some fun with these writers and think about your own money stories. How has money or a lack of it had an impact on your life over the years?

Gregory Anne Cox, certified life coach, was one of the early female graduates of the Culinary Institute of America in Hyde Park, NY. She spent 20+ years in the hospitality industry, and recently, cooking privately for some of the country's rich and famous on the eastern end of Long Island in the Hamptons, NY where she currently lives with her husband and 4 cats.

Currently Gregory offers teleseminars on Midlife wellness, one on one and group coaching, is an author and speaker on the topic of midlife women's mind and body tune ups and heart health. Her newsletter and blog, both titled The You Revolution, keep subscribers and clients up to date on what's new in feeling and looking better than ever in the second half of life.

Website:http://www.livebettercoach.com/

The Blog:[http://www.theyourevblog.com]

View the original article here

Book Review - The Flow of Time and Money

There are lots of books in the world about the economy, about the need to have more income as a protection against hard and lean times. There are books that toll bells of financial doom and others that try to educate. But very few tell you how to get from here to there.

Dr. Lloyd Watts, in his book*, "The Flow of Time and Money...how to create a full and prosperous life," tells you how to transition from Middle Class to Financially Independent.

What could be simpler than understanding that the transition from Middle Class to Financially Independent is to:
"...Pay Yourself First, Accumulate Capital, Buy Assets that produce Passive Income, until that Passive Income equals your expenses...." and to do this you:"...find out that changing your flow of money requires effort, self-education, and consistent daily action toward long-term goals. All of these relate to how you manage your time...."

This is where Dr. Watts' book diverges from the others. He gives clear and concise diagrams and explanations for the flow of money - how the average middle class person's income comes in and goes out in expenses - and the flow of time - how the average middle class person's time is set but goes out in "expenses" related to income. It actually all makes sense, especially when you look at his simple leaky bucket diagrams.

Dr. Watts also shows how altering the flow of time and money can transition you from middle class to financially independent. Changing the flow of money to include passive income gradually eliminates the need for a job which has a direct impact on the flow of time - what you do with your time.

A theme I find in this book is the idea of leaving a legacy. He says in his section on The Flow of Life:
"...It's no coincidence that Time and Money have the same structural form...Some people call it Life Energy, or Life...But, if they are really the same thing, how does one get converted into the other? The poor and middle class do it the easy way. They spend their time working for money, and their employer does the conversion for them...We get our 168 hours/week, which is spent sleeping, eating, bathing, watching TV, commuting and working. Our employer pays us for that work, and we spend money on taxes, food, shelter, entertainment and toys. At the end of a life, what do we have to show for it?...."

Dr. Watts is obviously a bit of a philosopher. Although his book is short and to the point, it invites thought and contemplation. He takes us from a discussion of the flow of money and time and how we can transition from middle class to financially independent - and how to get there - but also he concludes with what I call Life Questions:
"...there is more to life than just financial success. Other important aspects of a person's life can include their relationships, health, spirituality, artistic endeavors, community service, contribution to the world, etc. Ultimately, we may ask what kind of a legacy have we left behind....""...Try asking yourself this question: 'What is the biggest problem in people's daily lives that I can meaningfully address?'...Help even one person solve a problem, and you make a difference to that person. If you can generalize your solution method and share it with a lot of people, you will make a contribution to the world...."

I find that this book hits at a good time, given the current global economy and the fact that millions of Baby Boomers are beginning to ask those legacy-type of questions of themselves. Understanding where we are financially and understanding how that standing effects how we spend our time is valuable information. Add to that Dr. Watts' explanation of how to get from middle class to financially independent and what that would do to how we spend our time gives us some ammunition to change our situation.

A thought that just occurred to me - in my parents' day, their goal was to be middle class. They wanted nothing more than the comfort of a house, at least the one car, a steady paycheck and food on the table. Now, we can't even be sure we can keep the house we have, cars are expensive to keep and maintain, our paychecks are no longer a sure thing and food prices are continually rising. Dr. Watts' book comes at a good time.

*To learn more about Dr. Watts and his book, "The Flow of Time and Money" go to http://www.lloydwatts.com/

Linda C Smith, author and owner of a home-based business. I write a business blog at http://intlnat.com/ where you can also find links to my business. My joy in business is sharing my passion for my products as well as showing others how they can enjoy the benefits of a home business.

View the original article here

"Multitudes at the Crossroads" author F.J. Colberg: Book Review

F. J. Colberg is a professional counselor and educator. Mr. Colberg is married, has three grown children, and lives in Puerto Rico. He has written "Multitudes at the Crossroads" as a result of his deep involvement with church ministry.

Nostradamus step aside, F.J. Colberg has arrived. Powerful and believable is the way to describe "Multitudes at the Crossroads". In these 221 pages, Mr. Colberg cautions us to look to the past for answers about the future. He begins with an explanation about Cycles and their affect on modern times. How history does and will repeat itself is one of his major points.

In "Multitudes at the Crossroads" Mr. Colberg explains the Elliot Wave and how it reflects social moods. In one chapter, he discusses the Roman Empire and how those people never dreamed of world domination. The original settlers just wanted a nice place to live and prosper. Then, as time went on, that's when the problems started.
Page by page, chapter by chapter, Mr. Colberg explains in very much historical detail how the past is coming back to haunt us. He talks about our Economy and The Politics of Oil, the race among the superpowers for the oil reserves, and in-depth coverage of what is going on in these nations, Mr. Colberg makes you aware of future implications of present day actions.

In Part II of "Multitudes at the Crossroads," Mr. Colberg brings it all together. He shows how the Biblical teachings and Prophesy coincide with what is happening in today's world such as Israel becoming a souvergn country and the exodus of the Jews. He also shows how we are ruining the planet by destroying all of Nature but how the Bible gives us hope. Hope in the form of a cleansing that will bring forth earthquakes, famines and pestilence in various places. Then he goes on to tell of the four horsemen of the Apocalypse. Deceit on the white horse, War on the red, Hunger on the black one and on the pale horse rode Death. After this, it is written, there will be a new heaven, a new earth, the new Jerusalem. In the concluding pages, Mr. Colberg drives his point home with these words: A category 10 hurricane is upon us, the wind blowing from all sides and the seas confused. Your only safe harbor is Jesus Christ. Find a church; discover a whole new life in and with your creator. Or prepare for the worst, eternity awaits us all.

"Multitudes at the Crossroads" was a very direct, no nonsense look at what the Bible says and what is happening around the world. Colberg hit the nail on the head with this compelling and scary write. Yes, scary even to a believer and good Christian.

From the start I could not put it down; "Multitudes at the Crossroads" has all the excitement of the Davinci Code and the Quatrains rolled into one. I give it my highest rating of A+.

Multitudes at the Crossroads: Understanding Christian Thought in Light of Today's Events

F.J. Colberg

Trafford Publishing (2006)

ISBN 1412076080

Reviewed by William Phenn for Reader Views (6/06)

William Phenn is a reviewer for Reader Views. http://www.readerviews.com/

View the original article here